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If your family income is $90,000 per year, how much of a mortgage do you think a bank would lend you? If you go by the rule-of-thumb guidelines (25% - 28% of gross income), you would normally expect to pay up to a limit of $625 per month on your mortgage. But this is a very rough rule of thumb. You may qualify for more or less depending on the individual variables such as:
A buyer who can make a larger than normal down payment may qualify for a lower rate or broader application of the rule of thumb. A buyer willing to accept a Graduated Payment Mortgage may find the guidelines more liberal. A buyer accepting a Rapid Repay
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