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The clipping this text was read from

Consolidate high interest debts Make home improvements Buy a new car or make that important purchase You can just pay the interest or $50 each month, whichever is greater. We will provide you with free checks to access your line. Best of all, these rates and terms will save you substantial amounts in interest over time and the interest may be tax deductible. Always consult your tax advisor for details.

Rappahannock National Bank www.rappahannockbank.com 7 Bank Road ♦ P.O. Box 179 ♦ Washington, VA 22747 (540) 987-8384 ♦ (877) 652-1122 *This offer is for credit fines of $25 COG or mo-e ‘or Conovers witr j n-anmum comtrred loari tc vaioe of 90% tna: are nor in default T>te mtroduclors 'ate aafi oe m effect ‘or iYWSFI the first twelve (12; mortis after you' account ‘5 opened Upon exp*raton of the introductory rale ail balances anil accrue interest al the standard 'APR \Annual Percentage Rate ! The lowest standard APR as of Ofr 30/06 was 8 25% as indexed to The Wail Street Journal Pnme Rate The 'ate cs vanaNe anc the maximum APR is 24% This offer s available tc new equity kne customers only Normal credit . ntena apply ‘Bank wife pa, dosing costs to* all lines up to $f 50 OOC Lines over St50 000 will receive a $750 credit towards dosing If you pay the entim outstanding balance anc close the account on or before the dates that tottow you will reimburse Rappahannock National Bank a prorated percentage o> these clps.ng costs On or before one calendar yeai after toe opening cafe of the account you wni pay 100% of dosing costs Or or before two calendar years after the ooening dale of the account you will pay 50% Property •nsurar'ce is required This oftef is available only jr pnmary and secondary smgte-ram»iy -esdentiai real properly located m Virg*ma Rappahannock National Ban* must be in a valid firs*, or seccnd hen position on toe coiateral No oosing ccsts wife be pax: by Lender or first Deed of Trust Ltoes of Credit Consult your ta* advisor regarding toe deductibility of -meres: Offer subiec: to change at anytime Member FDfC

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