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Supplement
Medicare
Protection
Many people who have protection under Medicare hospital insurance an<l medical insurance .believe they need private medical insurance to complement Medicare, Bruce A. Hundley, social security manager in Culpeper, said recently.
These people want some kind of insurance to pay that part of the cost of their medical care not covered by Medicare. Private insurance companies offer many different policies.
Generally, these policies make payment for the Medicare deductibles and the portion of approved costs % which Medicare does not pay, Hundley said.
Most private Medicare supplements, very much like Medicare, do not pay the entire bill for every service. Nor do they usually make payments for the expenses which Medicare pays.
Of course, Hundley said, some policies are better than others. And, some policies that cost more may not be better than those which cost less.
Like any decision to buy something important, the best shopper will probably get the best policy for his or her own situation, Hundley said.
In 1979, the Medicare hospital insurance deductible is $160 for each benefit period. The Medicare medical insurance annual deductible is $60, and medical insurance pays 80 per cent of the approved costs for most covered services.
Those interested can get more detailed information about Medicare at the Culpeper social security office, located at 522 Culpeper Shopping Center. The telephone number is 825-3500.
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