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Did you ever wonder about the difference between a condom inum and a cooperative? In a condominium, you get actual title to the space within your unit plus an undivided interest along with other owners to the structure, grounds and common elements (pool, parking area, hallways, recreational area, etc.)
In a cooperative, the “co-op” corporation owns everything within the complex including your unit and you get stock in the corporation plus a lease to your unit. In effect, co-ops do not enjoy the same favorable mortgage treatment by banks as you get when you own and have title to your condominium or home.
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