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Homeowners insurance is great. It can protect you against almost any conceivable damage or accident that can happen in. on, around and even away from your home. But do not make the mistake of thinking that your homeowners insurance will pay off your mortgage upon the breadwinner's death. It won't.
For this type of protection, and it is desirable. you must purchase a certain type of term life insurance policy for a period of time equal to the length of the mortgage loan.
The premiums on such policies are relatively low - in fact, they are about the lowest cost life insurance
90.7%