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Those with children should take the time to explain the spirit of the holidays to them. The sights of Christmas can be especially confusing to non-Christian children who do not celebrate this holiday in the home. Parents should explain the customs and traditions of other faiths to their children, and Christian and non-Christian friends should take advantage of this time of year to share the meanings of their own customs and rituals. The gift of understanding and sharing' is an important one for both children and adults.
An excellent gift for( yourself this season is to keep careful watch on spending. Even when you have decided to give gifts of love and time, it is difficult to ignore the spending momentum that can build up to create a real financial problem later.
The excitement of the crowds and the lavish displays are tempting. Introduce good consumer habits into the family by planning ahead, looking at alternatives and adjusting to realistic expectations.
Set limits on what to, spend and watch for the warning signals of overspending. It’s dangerous to arrange cash loans to finance gifts or use credit cards impulsively. Don't take on more payments and debts than you can comfortably afford to pay back in the near future.
Let the holidays be a time for loving and sharing and learning. Those are things that money can never buy and are all the more precious because of it.
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