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If your goal is to enjoy a long and financially secure retirement, try to avoid these four major blunders.
* Not saving enough. If you’re approaching retirement age and in reasonable health, you could expect to live well into your eighties. Make sure your retirement savings will .last this long, especially takirtg inflation into account. The •secret is to save as much as you can as early as you can, so * that power of compounding ! can work its magic. Make regular saving, no matter how little, a part of your lifestyle. • - * Falling for investment scams. The surest way to ruin ypur retirement is to lose your savings in an investment scam. If an investment seems too good to be true, it almost certainly is. A good rule of thumb is never to buy any investment over the phone, and never to invest under time pressure. Always demand to see a prospectus, and take time to read it before you write a check.
* Making inappropriate investments. Even if you avoid the outright scams, it’s
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