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A mortgage is the pledge of your home to secure a loan. If you fall behind in Vbur monthly payments, the lender is entitled to foreclose. Quite simply, he can sell your home in order to recover his money, though in most states you have the right to re-acquire your foreclosed property by paying the mortgage and covering the foreclosure costs.
If the home is sold under foreclosure, you would get any cash left over after the loan is paid. (The court will oversee the transaction to protect your rights.)
Fortunately, foreclosures on family homes don’t happen often
70.1%