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Hie-year anti averajie nnuai ».i month total retunis resjiectivelv tor the periods ended h Ittl Kp. including chantjes in share prw e reinvestment«»l < apital vjaiin* and dividends. and the effectof the Funds declimm; surrender charge f fw—l- performaiH e figures are histnru.il I’ast pertormum e does nut t>uaran(ee future six l ess I fie value of so ires flui tuates shares redeemed mav fx* worth more or less than their original cost
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