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You might, as the buyer, limit interest costs by agreeing to a maximum rate and stipulating that if the agreed-upon rate is not available, the agreement is void and the deposit must be returned.
A buyer must make a “good faith” effort to find the financing described in the sales agreement. But what happens if interest rates change and you no longer qualify for a loan? You can protect yourself by making the entire transaction contingent on your ability to get the financing outlined in the contract.
If there is anything we can do to help you in the field of real estate, please phone or drop in at EILEEN M. DAY, realtor, The Clopton House, Washington, Va. 22747. Phone: 675-3400. We’re here to help.
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