♦Tvs offer is fcr credit tmes a* $25 XX;

♦Tvs offer is fcr credit tmes a* $25 XX; or more for t»frowers wn* a maximum contoned loan to value of 80S, -That are ^ot in default The introductory rate wtU be m effect ‘Cr LfX*5fH tne hrst twelve - I2i months ader y«>gr account is opened Upon expiration of the introductory ate a)i balances wilt accrue interest 3! the standard ’APR ,Annual Percen’au*Rate Toe lowest standard..APR as of 14-04.06 was 7 7b\ as indexed to Toe Wail Street Journal Prime Rate- The rate is vanabie and 'he maximum APR * 24% This off©' ts ava*; aue tc new equity lire customer on-y Norma' credit criteria apply Bank wit pa, closing costs fur all fines up to $150.000 Lines over $150 000 will -eceive a $750 credit towards vf.s *ng tf ,oj pa, me ent*e outstanding taanr.e and close me account on or before the 'dates that ‘d*ow you wili reimburse Rappahannock National Bonn a prorated percentage of these OuS'ng costs Go oi Lefure one calendar rear after the opening date of the account you will pa, 100% of closing costs On or before two calendar years after tre opening date of the account you w it pv-y 50% Proiv.'dy tnsjrannc >s required Th,s offer is available only on primary and secondary s^gle-farmly residential mal property located *n Virginia Rappaha mock National Bank must be ,n a va id first or sea id tier position on the collateral No dosing costs will be pa>d by lender on first Deed of Trust Lines of Credit Consult vour ta* advsor te-gar, .3 me deductibility c* -'teres! Offer vjbfect to change at anytime MemlMM eDC *