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The VA action also reduced by one-half percentage point the maximum rates for graduated payment mortgages (GPlfs) to 12V« percent and home improvement loans to 14 percent. In addition the rates for manufactured home loans were also reduced. The new maximum rates are 15 percent for unit only loans and 14% percent for a loan to purchase either a unit with the lot or for loans to purchase a lot after which a unit already owned by the veteran is to be placed. I
The rate change does not- affect existing loans, whose interest rate remains the same for the life of the agreement. VA home loans may be used to purchase, construct, alter, improve, repair, or refinance a home. This includes the purchase of condominiums and manufactured homes, with or without a lot.
66.6%