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Housing Needs Assessment which was completed last month. The data was shared with the focus group at their first meeting and gave an example of what many workers in the county are faced with in terms of renting and/or buying a home.
Using the same average teacher’s salary of $36,000, what could that teacher afford?
According to their findings, “within a teacher’s budget, one could afford to buy a home for $163,000. This price allows for a 10 percent down payment, 30yr. mortgage at 6 percent, property taxes and home insurance payments not included. The mortgage payment would be $977.30.
Further data suggests:
• Only 5 out of 55 homes were sold in Rappahannock County in 2006 within this price range.
• 7.6% of homes sold in
93.1%