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Your Investments ... Compound earnings completely free of income tax?1 Guarantee your estate against death?2 Provide a guaranteed income for Allow transfers between funds and still avoid income tax on the gain if any?1 Put 100% of your money to work initial sales charges?3

Variable Annuiti Call today for more information. William “Tripp" Butler, III Financial Advisor

Virginia Commonwealth Financial Services Business Support Services 102 South Main Street ‘ P.O.Box 71 j ' Culpeper, Virginia 22701

(540)825-8860 Securities ere offered exclusively by Raymond James Financial Services, Inc., Member NAS D/SI PC, an independent broker dealer, and are NOT FDIC insured, NOT GUARANTEED by the bank, and are subject to risk and may lose value. 1) Withdrawals (are subject to current income taxes. Withdrawals prior to age 59 1/2 are also subject to a 10% federal penalty tax. (2) While there is not risk to the original principal if the annuitant should die during the accumulation period, both the in vestment return and principal value of variable annuities will fluctuate in response to changing market conditions. (3) Variable annuities involve fee* u»rh sk mortality fee* and administration fee* A ront indent deferred «stle« r Ha roe mav snniv

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