Block · one region of the page, as the scanner read it. It may hold a whole story, part of one, several, or an advertisement; stitching blocks into articles is the next step. Text is supplied OCR.
Page 10 · column 7 of 9 · from the scan, no model involved
After a set number of years, the payments become a constant amount for the duration of the loan. From that point on, each scheduled loan payment includes all of the interest due plus a portion of the principal, as in a traditional mortgage.
The VA will guarantee only those GPMs which feature annual payment increases of 7.5 percent, implemented on each annual anniversary date of the loan, for the first five years.
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