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You hear a lot of talk about the problems facing the real estate and building industry. There’s no denying it - we do have problems, just like every other business and industry. But there’s a constant, ongoing dialogue between all parties to seek ways of solving these problems.
One of these problems is finding a way to make more people eligible to buy homes. The focus is especially on younger families who were recently married and are just starting out. One of the ideas being discussed is called the Graduated Payment Mortgage (GPM). Simply stated, this plan allows lower payments when a homebuyer is just starting on his career, with the presumption that later on his
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