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By DAPHNE HUTCHINSON
Rappahannock News Staff Writer
“After 12 o’clock, Mr. Chairman, I have nothing to say!” announced Supervisor Charles Estes, after learning at last Wednesday’s budget work session that the county’s government officials’ liability coverage would expire at midnight.
When insurance bids were opened last Wednesday afternoon, there were no takers for general liability, public officials’ liability or the sheriff s department’s automobile policy.
“You have no liability (insurance) until July 1,” Clerk Diane Bruce told the board members. “It cannot be gotten at any price.”
On July 1, Rappahannock and the rest of Virginia’s localities will be provided liability coverage through a pool authorized by the General Assembly and administered by the Virginia Municipal League.
“You’ll probably see a 50 percent increase in our premiums for the coming year,” Ms. Bruce advised the board.
“Everyone will be assessed approximately 40 percent (of their standard premium) to get the pool started,” she explained.
According to the county’s insurance consultant, Rappahannock is one of two counties without general liability and public officials’ liability for the next month until the new pool coverage begins. Rappahannock was the first Virginia municipality to have its liability insurance cancelled last year. Every other municipality has had the same problem
since.
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