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off the bat. (See chart.) But, at any time during the first five years, you can convert to a fixed-rate mortgage. The decision to convert and the timing is solely your decision. And the conversion privilege is guaranteed.* So, you see, it is possible to have the best of both worlds. The Flexible Mortgage Plan. Designed for savings today - and peace of mind tomorrow. For details, contact your nearest VSB office. Immediate Savings! Adjustable RateFixed Rate
$75,000Principal$75,000
360# Payments360
8.25%Interest Rate11.00%
$563.45_Mo. Payment $714.25 First year savings: $1,80940! Rates shown are examples. Actual rates will depend on market factors at time of approval.
88.6%