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Rappahannock, Culpeper, and Fauquier County fanners with loans from the Fanners Home Administration are invited to a meeting on Thursday, Sept. 28 on how FmHA’s computer program is used in considering loan servicing options such as rescheduling and write-downs, said FmHA County Supervisor Liz Walker.
The meeting will be held from 9:30 a.m. to 3 p.m. at the Rockingham County Courthouse Building, Board of Supervisors’ Room, 2nd floor, in Harrisonburg.
The meeting is particularly important for FmHA borrowers behind in their payments and those having financial difficulty with thfeir loans, Ms. Walker said.
The purpose of the meeting is to go over all the options available to those borrowers and explain how to go about finding one that will keep them in operation. The emphasis will be on the Debt and Loan Restructuring (DALR$) computer program that was developed just for this purpose. This program does many mathematical calculations quickly and in a number of combinations in helping in the analysis of the farm financial plans.
If a restructuring plan exists that will keep the borrower on the farm, DALR$ will find the plan, and that plan will minimize the cost of debt
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