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Members of the Central Appalachian People’s Federal Credit Union are spread across seven states. Virginia is one of them. Yet nowhere do people share a common bond more profound, more rooted in a need for service than in Appalachia.
In Appalachia, die credit union helps lowincome families often businesses, buy homes, and lay the groundwork for a better way of life. The credit union serves families making $6,000 a year who are not considered “profitable” customers by other financial institutions; families who would otherwise be forced to borrow from finance companies charging interest of 30% or more.
Credit unions work. They work in Appalachia, in remote African villages, and in the biggest cities in America. They work because memberownership fosters financial self-sufficiency. They work so well, in fact, that Congress has allocated
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