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Homeowners age 62 or older who find themselves “house rich, but cash poor” can borrow against their home’s equity without having to make any repayment due to an expanded counseling and lending program announced this month.
The Virginia Department for the Aging has been approved by the U.S. Department of Housing and Urban Development to provide counseling services to older Virgin,ians applying for federally-insured Home Equity Conversion Mortgage (HECM) loans.
Counseling, a requirement for participation, will be provided statewide through a public/private
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