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to eliminate poverty housing in the world. “It is being a good neighbor,” he said. i
“The organization works worldwide. It builds and rehabilitates houses with volunteer labor, contributions of money and materials,” explained Mr. Darby. “It sells the homes to the partner families at cost in return for a non-interest mortgage over a fixed period of time,’' he added. The mortgages are usually for 20 years. The partner family must come up with one percent of the mortgage as a down payment at the time of closing.
Habitat helps people who have shown their ability to be responsible and are looking for a helping hand. The prospective homeowners participate heavily \ in the building of their new home. They are required to donate 500 hours of labor or some other activity for Humanity, and those hours must be donated by the family.
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