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No Closing Cost Through April 30 Thanks to recent federal legislation, you can now deduct all the interest paid on home equity loans of $100,000 or less. * And with the government rapidly reducing the deductibility of other types of loans, a home equity loan makes even more sense. Use the money for a vacation. An addition to the house. A mountain cabin. Anything you’ve dreamed of. The interest rate you pay is lower than most other personal loans - just Wf/c above our commercial business rate. The rate, as you may know, can Change from month to month. Just stop by any of our locations and ask for an applicatioa A home equity loan a from Farmers and Merchants will not only help finance your dreams - it can make your taxes less taxing. Farmers and Merchants National Bank MAIN OFFICE WINCHESTER, VIRGINIA BERRYVILLE • FLINT HILL • FRONT ROYAL • MIDDLETOWN • MOUNT JACKSON • NEW MARKET • STEPHENS CITY • WOODSTOCK APPLE COUNTRY’S HOME GROWN BANK
t=l fQuAt HOUSING LENDER * Loan amount must no^exceed fair market value of the house minus the first mortgage balance. If you refinanced your first mortgage after '■ ‘ .. ~ 1 Coni art vour tax adusor.
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