Block · one region of the page, as the scanner read it. It may hold a whole story, part of one, several, or an advertisement; stitching blocks into articles is the next step. Text is supplied OCR.
Page 14 · column 3 of 5 · from the scan, no model involved

SESSION FOUR Risk Management • Medicare • Long-term health care • Life insurance at retirement • The facts about disability insurance Estate Planning • Objectives of estate planning • Understanding probate • Advantages of joint tenancy • Using trusts to reduce estate transfer costs • Three ways to avoid estate shrinkage • Charitable giving
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