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Consolidate high interest debts • Make home improvements • Buy a new car or make that important purchase You can just pay the interest or $50 each month, whichever is greater. We will provide you with free checks to access your line. Best of all, these rates and terms will save you substanital amounts in interest over time and the interest may be tax deductible. Always consult your tax advisor for details.

Rappahannock

National Bank www.rappahannockbank.com 7 Bank Road ♦ P.O. Box 179 ♦ Washington, VA 22747 (540) 987-8384 ♦ (877) 652-1122 tThis offer is for credit lines of S25 300 or more ‘or bGrowexs won a maximum combined .oar lo .atue of 80S trial are not in default The xitroduc1cx> rate win be n ehact lor LTnBTI the first twelve n2) months aler your account is opened Upon expiration of "he introductory rate all balances will accrue interest at the standard 'APR (Annua) Percentage Rate) The lowest standard APR as of 04(04‘06 was 7 75% as indexed to The WaH Street Journal Prime Rate The rate is variable and the maximum APR « 24% This offer ts available to new equity line customers only Normal credit criteria apply Bank will pay closing costs for all lines up to S150 000 Lines over $150,000 wiH r&cemeva 5750 credit towards closing H you pay the entire outstanding balance and close the account on or before the dates mat ‘ottow you w*ii reimburse Rappahannock National Bank a prorated percentage of these closing costs On or before one caienoar year after the opening date of the account you will pay 100% of cos-ng costs Or or before two calendar years after the opening pate •* the account you will pay 50% Property insurance is required This offer <s available only or. primary and secondary single-family residential real property located m Virginia Rappahannock National Bank must be in a valid first or second Her' position on the collateral No closing costs will be paid by Lender on first Deed of Trust Lines of Credit Consult your tax advisor regarding the deductibility of interest Offer subject to change at anytimt Member FOIC

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