Block · one region of the page, as the scanner read it. It may hold a whole story, part of one, several, or an advertisement; stitching blocks into articles is the next step. Text is supplied OCR.
Page 20 · column 7 of 10 · from the scan, no model involved

Gift/Estate Tax Consequence
None
None
Contributions are treated as gifts of a present interest which limits the annual exclusion for taxfree gifts.
Contributions are treated as gifts of a present interest eligible for the $10,000 annual exclusion for tax free gifts.
88.5%