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with their employee, throughout the employee’s working years. This arrangement will ensure that employees are able to afford quality health care in retirement, with no post-retirement liability to the employer.
In addition, by increasing savings held by the elderly, HCSAs will spur the rapid development of affordable, quality long-term care insurance policies.
While the 101st Congress may consider worthwhile proposals to address these problems through an expansion of federal programs, it is doubtful that the federal government can meet our nation’s health care needs without first putting our troubled Medicare system on sounder financial footing and without appealing to a substantial degree to the private sector. Health Care Savings Accounts can greatly promote the solvency of Medicare for future retirees while expanding the resources available to the elderly as our society ages, and can wrork in tandem with efforts at the federal level to increase access to quality health care.
The condition of the Medicare trust fund affords Congress an opportunity to practice some preventive medicine. Health Care Savings Accounts can help take Medicare off the sick list for the long term.
83.3%