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member-owned group. Since then the Farm Credit System has grown to be the largest lender in the United States. The Farm Credit System is an asset to farmers because the Federal Land Bank not only lends money for purchases of farm land and rural housing, but also for purchases of farm equipment. There does have to be proof that the equipment in question is necessary for a successful farm. The farm income is also taken into consideration.
This proof of need before lending money for farm equipment purchases is one of several guidelines the Farm Credit System uses to determine loan recepients. Since the System is farmoriented, loans are made for properties where the primary amount of money is for land purchases. The example given by Henry emphasized
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