Block · one region of the page, as the scanner read it. It may hold a whole story, part of one, several, or an advertisement; stitching blocks into articles is the next step. Text is supplied OCR.

Page 16 · column 2 of 6 · from the scan, no model involved

The clipping this text was read from
The clipping this text was read from

know that the penalty tax on “excess accumulations” has been eliminated. But that doesn’t mean planning for retirement distributions has become easy.

For example, if you are required to take your first payout after turning age 70-1/2, you don’t necessarily want to wait until April 1 of the following year. Postponing your first distribution means you’ll then have to take two distributions in the same year, and that could push you into a higher

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