NOTICE OF TRUSTEE'S SALE

NOTICE OF TRUSTEE'S SALE

In execution of a certain deed of trust dated May 28, 2003, and recorded on June 3, 2003 in the Clerk's Office of the Circuit Court for the Rappahannock County, Virginia , AS INSTRUMENT #030001304, from the Original Borrower(s) to Samuel I. White, Trustee(s), and default having been made in the payment of the debt secured, with the original principal balance of $250,000.00, and at the request of the beneficiary under said deed of trust the undersigned, having been duly appointed Substitute Trustee(s), has declared all the debts and obligations secured by the deed of trust due and payable and will offer for sale at public auction to the highest bidder in front of Rappahannock County Circuit Courthouse 208 Gay Street Washington Virginia 22747, on July 3, 2006, at 10:00 AM, the following described property located at 400 Lake Drive Amissville, Virginia 20106, and more particularly described as FOLLOWS, TO WIT:

ALL THAT CERTAIN LOT OR PARCEL OF LAND TOGETHER WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN RAPPAHANNOCK COUNTY, STATE OF VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A SET IRON PIPE AT THE NORTHWESTERN MOST CORNER OF THE LAND OF WILLIAM L. AND LIDA S. ANDERSON, AS RECORDED IN DEED BOOK 111, AT PAGE 258, SAID PIPE BEING ALSO AT THE SOUTHEAST CORNER OF THE INTERSECTION OF STATE ROUTE 645 AND LAKE DRIVE, SAID LAKE DRIVE BEING A FORTY FOOT RIGHT-OF-WAY AS SHOWN ON THE PLAT OF SECTION ONE, RAPPAHANNOCK PARK AND FOUND IN THE PLAT BOOK AT PAGE 15 AMONG THE LAND RECORDS OF RAPPAHANNOCK COUNTY, VIRGINIA; THENCE WITH THE SOUTH RIGHTOF-WAY LINE OF LAKE DRIVE 497.40 FEET ALONG THE ARC OF A CURVE TO THE LEFT HAVING A RADIUS OF 399.90 FEET AND CHORD BEARING NORTH 86 DEGREES 20 MINUTES 11 SECONDS EAST, 465.95 FEET TO A FOUND ANGLE IRON, A CORNER TO LOT ONE, SECTION TWO, RAPPAHANNOCK PARK AND THE LAND OF PAUL HURLBUT; THENCE WITH THE LINE OF HURLBUT SOUTH 36 DEGREES 15 MINUTES 36 SECONDS WEST, 287.05 FEET TO A FENCE CORNER POST, A CORNER OF THE LAND OF STEVEN C. ELLIS; THENCE WITH THE LINE OF ELLIS SOUTH 37 DEGREES 00 MINUTES 00 SECONDS WEST, 320.90 FEET TO A FENCE CORNER POST, A CORNER TO THE LAND OF PAUL R. ST. CLAIR, ET UX; THENCE WITH THE LINE OF ST. CLAIR, NORTH 69 DEGREES 56 MINUTES 12 SECONDS WEST 357 24 FEET TO A SET IRON PIPE IN THE EAST RIGHT-OF-WAY LINE OF STATE ROUTE 645; THENCE WITH SAID RIGHT-OF-WAY LINE NORTH 34 DEGREES 50 MINUTES 20 SECONDS EAST, 408.67 FEET TO THE POINT OF BEGINNING AND CONTAINING 3.5685 ACRES OF LAND.

TOGETHER WITH THE USE IN COMMON WITH OTHERS OF THE FOLLOWING:! 1) PUTNAM RIGHT-OF-WAY (2) THE UNLIMITED USE OF ALL COMMON ROADWAYS, LAKES AND/OR PONDS, CREEKS, 30 FEET AROUND LAKE MOSBY AND LAKE WILSON, AND THAT CERTAIN PARCEL OF BOTTOM LAND CONTAINING APPROXIMATELY 5 ACRES LOCATED NEAR THE CONFLUENCE OF WHITE OAK RUN AND RAPPAHANNOCK RIVER.

This conveyance is subject to all easements, restrictions, conditions, and reservations of record affecting the title to the property hereinabove described.The beneficiary reserves the right to bid at said sale.

TERMS OF SALE: Certified funds, cashiers checks, trust account checks.A bidder's deposit of TEN percent (10%) MUST be present at the time of the Trustee2s Sale with settlement in full to be made within 15 days from the date of the said sale.

This notice is an attempt to collect a debt and any information obtained will be used for that purpose.

TS#: 06-V15013VA Loan Type: CONV

For Information Contact: SPECIALIZED INC., OF VIRGINIA, SUBSTITUTE TRUSTEE 722 E MARKET STREET Suite 200 LEESBURG, VIRGINIA 20176 (703) 779-0080 Call between 9AM-11AM ONLY www.specofva.com

6/22/06, 6/29/06 1153070