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No Closing Cost Thru April 15 Thanks to recent federal legislation, you am now deduct all the interest paid on home equity loans of $100,000 or less. * And with the government rapidly reducing the deductibility of other types of loans, a home equity loan makes even more sense. Use the money for a vacation. An addition to the house. A mountain cabin. Anything you’ve dreamed of. The interest rate you pay is lower than most other personal loans - just 1 Vf/c above our commercial business rate. 'Yhe rate, as you may know, can change from month to month. Just stop by any of our locations and ask for an application. A home equity loan a from Farmers and Merchants will not only help finance _your dreams - it can make your taxes less taxing. Farmers and Merchants National Bank MAIN OFFICE WINCHESTER VIRGINIA BERRYV1LLE • FLINT HILL • FRONT ROYAL • MIDDLETOWN • MOUNT JACKSON • NEW MARKET • STEPHENS CITY • WOODSTOCK APPLE COUNTRY’S HOME GROWN BANK LENDER
I * Loan amount must not exceed fair market value of the house minus the first mortgage balance If you refinanced your first mortgage after October Li. !LaM7. certain restrictions apply. Contact your tax advisor. t i
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