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Consolidate high interest debts • Make home improvements • Buy a new car or make that important purchase You can just pay the interest or $50 each month, whichever is greater. We will provide you with free checks to access your line. Best of all, these rates and terms will save you substanital amounts in interest over time and the interest may be tax deductible. Always consult your tax advisor for details.

Rappahannock '

National Bank www.rappahannockbank com 7 Bank Road ♦ P.O. Box 179 ♦ Washington, VA 22747 (540) 987-8384 ♦ (877) 652-1122 »Thre offer re tor credr1 hoes of S25.DOO or rrrore tor oorowcrs e-tr a maxrrnure comboed oar. to vaibt it etOS *oat are oor n deTauft The ormaurtory rate a* he n effe,-t tor tTkyn the Vst twelve f12) months after your account is opened Upon expiration of the introductory -ale it. Unar.ces w»H accrue njerest ai the standard 'APR i Annual Percentage Rate) The lowest standard APR as of 04 04.'06 was 7 75% as indexed to The Wail Street Journal Pnme Pate The 'ate is vanaNe and the maximum APR <» 24% This <s arable to •lew equity line customers only Normal credit criteria apply *Bank wifi ix»* dosmg ^osts 3il i^es up to $150 000 Unes over $150 002 wH re^eme a $750 credit towards ctos.ng M you pat the entire outstanding baianoe and dose the account on or he tore the dates ‘hat follow you i reenfcu'vi- Rappanannocx Nebona Ba^» a prorated peicentage y these utostng costs On or before one caie-ncar year aler the opening date rr>e aco-unl you wr« pay of closing costs Or. y hetote twc caiendai *ears after the dp«*vny i<jtt of the account you wtr pay 50% Proper^ insurance s 'equ.red This offer « available only on primary and s©oondary single-family esKtem** rea* property located m Vegir.^ Rappahannock National Bank must be »n a vai»c hrst or second ten position on the coHate»ai No dosing costs win oe pad by lender on Nst Deed of Trust unes of C/edi Cons it your tax advisor regarding me deduclibitty o' interest Offer subject to change at anytime Member FDtC

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