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not before the month he or she became 65.
Other factors can influence a person’s decision about retirement. Availability of a company pension can influence the decision. So can the person’s ability to continue working, Mr. Hundley said.
Once a person decides to retire' he or she should contact Social Security two or three months before the month benefits are to start. And, even if a person has no retirement plans, he or she should apply for Medicare health insurance two or three months before his or her 65th birthday to arrange for this protection.
A person needs certain information when applying. This includes:
• His or her Social Security card or a record of the number.
• Proof of date of birth, prejf ferably an official record of birth or baptism recorded before age five.
• Form W-2 or self-employment tax return, m'-'.uding Schedule SE, for the previous year.
A person should not delay applyT ing if all this information is not available, Mr. Hundley emphasized. Call the Culpeper Social Security office 703-825-3500.
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