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Rappahannock

National Bank

www ubsh.com

257 Gay Street • P.O. Box 179 ATM - 211 Q-Mart • 12663 Lee Highway

Washington, Virginia 22747 • 540-675-3519 Washington, Virginia 22747

This offer is for credit lines of $25.000 or more tor borrowers with a maximum combined loan to value of 80% that are not in default The annual percentage rate (APR/ is as indexed to the VJall Street Journal Prime rate Rates range from prime to prime * 1 % APR based on credit line Rates suOiect to change The maximum APR is 24% Normal credit cetera apply If you pay the entire outstanding balance and close the account on or before the dates that follow you will reimburse Rappahannock National Bank a prorated percentage of these closing costs On or before one calendar year after the opening date of the account you will pay 100% of closing costs On or before 2 calendar years after the opening date of the account you will pay 50% Closing costs for the cred t Ine range from $200 to S1000 You must carry insurance on the property that secures this olan Member FDIC nrsTT*

64.8%