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scure pumis lor answering questions correctly, and lose yardage for wrong answers. You can play Financial Football with your kids oneon-one or by forming teams. See how you do on these teasers: 1. Why is a dollar called a buck? (a) first U.S. currency had a picture of a deer (b) named after Buck Linser, first Secretary of the Treasury (c) pioneers used deerskins for currency (d) “bucked” the trend of using metal currency 2. The highest loan rates usually come from a: (a) bank (b) pawnshop (c) credit card company (d) credit union 3. What’s the easiest way to fix a budget where income is less than spending?

(a) reduce spending (b) increase income (c) reduce taxes (d) increase interest 4. The riskiest investment would be: (a) savings account (b) U.S. Treasury bonds (c) corporate stocks (d) corporate bonds 5. Who is NOT allowed access to your credit report? (a) potential landlord (b) your employer (c) financial institutions (d) your relatives 6. Which is true about bankruptcy? (a) stays on your credit report for 10 years (b) gets rid of all debts (c) protects property bankruptcy by hiding or giving it away (d) all taxes are discharged when you file 7. Most negative information can stay on a credit report for: (a) 0-5 years (b) 7-10 years (c) 15-20 years (d) until you retire Take the time to get involved in educating your children: You might even learn a thing or two. Speaking of which, here are the correct quiz answers: 1(c), 2(b), 3(a), 4(c), 5(d), 6(a), 7(b). I’ll bet you didn’t know about the deerskins. Jason Alderman directs the Practical Money Skills for Life program for Visa USA Financial Football and other games, as well as other personal finance tips, can be found at www.practicalmoneyskills.com. As always, consult a financial professional regarding your particular situation.

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