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By Q. EARL YANCEY
Rappahannock Newt Contributing Writer
There’s a common misconception that estate planning is just for wealthy people and that it’s engaged in solely to cut taxes.
The truth of the matter is that if you own any possessions you have an “estate” and it’s up to you to plan what to do with it upon your death.
If you are responsible for the welfare of others, some planning is appropriate to provide for their needs in case something happens to you.
No professional can decide what
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