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Page 16 · column 3 of 3 · from the scan, no model involved

The clipping this text was read from
The clipping this text was read from

FOR HOMEOWNERS AND SMALL BUSINESS OWNERS ROUNDTABLES BEGIN AT 10 A.M, AND ARE REPEATED AT 1 P.M. AND 3 P.M. • Working With a REALTOR*Your Realtor is the glue holding all parties, details together. • Selecting the Property for Ton - The transaction from sales agreement to settlement. • The Mortgage Loan Process Roundtable - Qualifying for buying. • Energy Efficiency Roundtable - How to save on your utility bills. • Home Inspection Roundtable - What determines the need for a home inspection. • Retirement Planning & Investment Strategies Rjoundtable - Plan now for the future. • Estate Planning Roundtable - Wills, trusts, and related matters. • Taxes Roundtable - Real estate and tax issues. The Greater Piedmont Area Association of REALTORS' is a 400 plus member aaoaabun of real e*atc firms, individuals and affiliate member organizations (JPAAR serves Culpeper, Fauquier, Orange, Madison & Rappahannock counties. When choosing a real estate agent look lor one who is also a REALTOR* A REALTOR* is a member of the NATIONAL ASSCX:iATI()N OE REALTORS*. Members of NAR agree to abide by a strict Code of Ethics and are committed to treat all parties to a transaction honestly

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