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FOR HOMEOWNERS AND SMALL BUSINESS OWNERS ROUNDTABLES BEGIN AT 10 A.M, AND ARE REPEATED AT 1 P.M. AND 3 P.M. • Working With a REALTOR*Your Realtor is the glue holding all parties, details together. • Selecting the Property for Ton - The transaction from sales agreement to settlement. • The Mortgage Loan Process Roundtable - Qualifying for buying. • Energy Efficiency Roundtable - How to save on your utility bills. • Home Inspection Roundtable - What determines the need for a home inspection. • Retirement Planning & Investment Strategies Rjoundtable - Plan now for the future. • Estate Planning Roundtable - Wills, trusts, and related matters. • Taxes Roundtable - Real estate and tax issues. The Greater Piedmont Area Association of REALTORS' is a 400 plus member aaoaabun of real e*atc firms, individuals and affiliate member organizations (JPAAR serves Culpeper, Fauquier, Orange, Madison & Rappahannock counties. When choosing a real estate agent look lor one who is also a REALTOR* A REALTOR* is a member of the NATIONAL ASSCX:iATI()N OE REALTORS*. Members of NAR agree to abide by a strict Code of Ethics and are committed to treat all parties to a transaction honestly
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